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Legal Services


Audio Interview with 6 Attorney Firms
on Subject of Foreclosures & Short Sales


For the period, April - June 2009, there were more than 574,000 requests for this legal services, and of this total, the Top Five List included the following requests for service:


Debt Collection (46,073),
Foreclosure/Eviction (36,179) <-----
Family Law (38,325),
Bankruptcy (14,980) and
Employment Issues (26,461). 

Is it any wonder we say,
"this will be the best $26.95
you could ever spend...
  You will be glad you did!"

for details about legal services for $26.95 mo.

Legal Service Member Testimonials...
Washington State:

M. Allen - Attorney Praise


J. Amador - Attorney Praise


T. Battles - Attorney Praise


J. Busby - Attorney Praise


J. Busby - Attorney Praise


E. Boykin-Caires - Money Saved


W. Courtner - Attorney Praise


C. - Traffic Related Issues


T. Edou - Family Matters


M. Ferulano - Consumer Issues


C. Ficker - Insurance


T. Gonser - Money Saved


G. Graham - Consumer Issues


J. Haggerty - Attorney Praise


O. Hamilton-Montgomery - Money Saved


W. Hardman - Traffic Related Issues


S. Harmon - Attorney Praise


G. Henry - Attorney Praise


R. Hurd - Letters


T. James - Attorney Praise


C. Kroesser - Consumer Issues


D. Lautenschlager - Attorney Praise


L. Logic - Letters


R. Long - Consultation


R. Luu - Consumer Law


T. Maben - Attorney Praise


C. Mason - Letters


R. Monzon - Letters


V. Mueller - Traffic Related Issues


L. Richardson - Attorney Praise


C. Pietromonoco - Attorney Praise


C. Raimond - Letters


L. Ryan - Attorney Praise


J. Richardson - Attorney Praise


V. Sakalauskaite - Attorney Praise


B. Sicklovan - Letters


G. Smith - Attorney Praise


J. Sprouse - Consumer Issues


L. Stickland - Letters


T. Walker - Letters


R. Winn - Attorney Praise


J. Hoover - Consumer Issues


Ms. T. Dubes - Money Saved


J. Bergum - Attorney Praise


S. and M. Channell - Attorney Praise


J. Amador - Other


T. Edou - Family Matters


T. Gonser - Letters


Member - Traffic Related Issues


C. Winters - Traffic Related Issues



Debt Collection Leads Top Five List of Legal Services Requests From Legal Service Members

Wed Sep 2, 2009 8:00am EDT

Ada, OK, Sept. 2 /PRNewswire-FirstCall/ -- Debt Collection was the leading nationwide service request among legal service plan members of Pre-Paid Legal Services, Inc. (NYSE: PPD) during the second quarter of 2009, followed by (2) Foreclosure/Eviction, (3) Family Law, (4) Bankruptcy and (5) Employment issues. 

The Pre-Paid Legal Services (PPD) "Top Five List" is based on the total volume of member (customer) requests for service submitted to the network of 53 independent provider law firms that provide legal services to Pre-Paid Legal Services members throughout the U.S. and four Canadian Provinces.

For the period, April - June 2009, there were more than 574,000 requests for service for all legal services, and of this total, the Top Five List included the following requests for service:


Debt Collection (46,073),
Foreclosure/Eviction (36,179),
Family Law (38,325),
Bankruptcy (14,980) and
Employment Issues (26,461). 

(NOTE: Each request for service is recorded as a specific member request, which may include telephone consultations, third-party letters and other communications.  In addition to these top five legal services request categories, PPD plans include a broad range of other legal services, such as will preparation, trial defense benefits and IRS audit legal services.) 

In total, the requests for service were from individual, group and business plan members of Pre-Paid Legal Service's legal service plans. 

The specific breakdown of requests for service from these members (by percentage of total requests) include:

individual members - 78%
Group members - 14%
business members - 8%. 

"The Pre-Paid Legal Services Top Five List is intended to be a 'snap-shot' of the issues that legal service plan members are facing today, and given the economic hardships that so many Americans are experiencing, it's not a pretty picture," said Pre-Paid Legal Services Founder and CEO Harland C. Stonecipher.  "Fortunately, we have ongoing relationships with a nationwide network of superior independent law firms that proactively respond to our member requests for service on a daily basis."

The top five legal service requests are based on the following:

Debt Collection - includes legal assistance to support our members against
other parties and defending members from third-party debt collectors.

Foreclosure/Eviction - represents legal service to protect members from
foreclosure/eviction and support for members in tenant eviction.

Family Law - includes legal services related to divorce, child support, child
custody and child visitation.

Bankruptcy - includes personal and business bankruptcy.

Employment Issues - includes termination, wrongful termination, layoffs, unemployment compensation, severance agreements and employee vs. independent contractor issues.

The Pre-Paid Legal Services Top Five List is based on data collected at the provider law firms and shared with PPD. 

This information does not include any details regarding specific conversations or consultations between members and provider attorneys.  PPD does, however, maintain a rigorous monitoring system which provides feedback on the "customer service" experience of PPD members with the provider law firms.  This is one of the distinguishing characteristics of the PPD's legal service plan model.  The median tenure for provider law firms in the PPD network is more than 10 years.

About PPD

Pre-Paid Legal Services was one of the first companies in the United States organized solely to design, underwrite and market legal service plans.  We provide legal services to more than 1.5 million families across the U.S. and Canada.  Plan benefits are delivered through a network of independent provider law firms. 

Members have direct, toll-free access to their provider law firm.  Provider firms are carefully selected and quality of service is closely monitored to maintain the high standards of Pre-Paid Legal.  The company website is: www.prepaidlegal.com.

Forward-Looking Statements

Statements in this press release, other than purely historical information, regarding our future plans and objectives and expected operating results, dividends and share repurchases and statements of the assumptions underlying such statements, constitute forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of 1934. The forward-looking statements contained herein are based on certain assumptions that may not be correct. They are subject to risks and uncertainties incident to our business
that could cause actual results to differ materially from those described in the forward-looking statements. These risks and uncertainties are described in the reports and statements filed by us with the Securities and Exchange
Commission, including (among others) those listed in our Form 10-K, Form 10-Q and Form 8-K, and include the risks that our membership persistency or renewal rates may decline, that we may not be able to continue to grow our memberships and earnings, that we are dependent on the continued active participation of our principal executive officer, that pending or future litigation may have a material adverse effect on us if resolved unfavorably to us, that we may have compromises of our information security, that during an economic downturn in the economy consumer purchases of discretionary items may be affected which could materially harm our sales, retention rates, profitability and financial condition, that we could be adversely affected by regulatory developments, that competition could adversely affect us, that we are substantially dependent on our marketing force, that our stock price may be affected by short sellers, that we have been unable to increase our employee group membership sales and that our active premium in force is not indicative of future revenue as a result of changes in active memberships from cancellations and additional membership sales. Please refer to pages 15 - 17 of our 2008 Form 10-K and pages 7 and 8 of our June 30, 2009 Form 10-Q for a more complete description of these risks. We undertake no duty to update any of the forward-looking statements in this release.